The SportsWire

UCF at #20Houston

Prediction · week 5, 2026 · Sat Oct 3, 11:00 AM CT / 12:00 PM ET · TDECU Stadium

Updated Tue Oct 13, 7:56 PM CT

Result

Final: Houston 27, UCF 17

Closest: Our model (Houston by 12, missed by 2.0). 3 of 3 models named the winner. Our call was right.

Our call: Houston by 7.2Strong

All three models favor Houston. The line, shown for comparison only, has Houston by 10.5.

The average of SP+, Elo and Our model; the line is left out and kept as a benchmark. Toss-up under 3 points, Lean 3 to 7, Strong 7 and over. More ›

SP+ has Houston by 5.9, Elo has Houston by 3.8, and Our model has Houston by 12.0. They are within 8.2 points of each other.

This page was first built after kickoff, so these are the week's projections as recorded then, from the same weekly ratings the season record scores.

Every model

ModelSaysMissed by
SP+
UCF +8.7 vs Houston +12.1
Houston by 5.9 ✓4.1
Elo
UCF 1503 vs Houston 1535
Houston by 3.8 ✓6.2
Our model · experimental Closest
UCF +1.3 vs Houston +10.8
Houston by 12 ✓2.0
Line (benchmark)
pregame line
Houston by 10.50.5
Our call
average of SP+, Elo and Our model · Strong
Houston by 7.2 ✓2.8

Each margin is from the same weekly ratings the team pages use: SP+ and Elo from their rating gap, the home team given 2.5 points (none at a neutral site); Our model is this site's experimental rating; the line is the market's pregame margin, shown as a benchmark and never part of Our call. ✓ when a model named the winner, ✗ when it did not; Closest marks the one nearest the final margin (an exact tie goes to the first listed). How these work ›

Key injuries

No injury list was recorded for this game: its page was first built after kickoff.

Last 5 meetings

UCF leads 8–4 · last: Houston 30–27, 2025

SeasonResultSite
2025Houston 30–27FBC Mortgage Stadium
2023UCF 27–13FBC Mortgage Stadium
2020UCF 44–21TDECU Stadium
2019UCF 44–29FBC Mortgage Stadium
2016Houston 31–24TDECU Stadium

Team pages